First find out what you owe-some times you may need help to get your bills under control,if so try here it a good source  iDebtAssistance.comŽ

Once you got a handle on your bills and want to get credit make sure you pick a  card that reports monthly to the credit bureaus such as this one:

BuyRight.comŽ - a membership program offering a $5,000 line of credit for purchasing any of thousands of great brand-name products from BuyRight catalogs online and from the convenience of home - all at 0 % APR for 20 months! This no-credit-check program is especially designed to assist in building or rebuilding the   credit record by reporting monthly to the credit bureaus. A $150 bonus certificate is applied toward the member's minimum payments as built-in assurance of a good credit "

Slow credit build better credit find credit here